|
|||
Diane DiTullio Agostino
Financial Services Representative The John Hancock Tower
Phone: (617)585-4546 As a Financial Planner of New England Securities, I have the knowledge needed to assist clients with their financial plans and help them meet their long-term financial goals. I work closely with my clients and look forward to working with you. I will assist you to: Define your personal financial goals Develop a written plan that can help you achieve your goals Allocate your assets based on your own tolerance for risk and your time-frame Implement your strategy with products and services that help meet your needs. Of course, you are free to implement your plan at the financial institution of your choice. I began my financial planning practice in 1999. I obtained my insurance broker’s license in 1975. A graduate of Simmons College, I’m also a member of prestigious organizations such as South Shore Chamber of Commerce and Milton Chamber of Commerce. As a responsible and active member of my community, I am involved in Milton as an elected Town Meeting Member for twenty-four years and former Milton Selectman. I am committed to building long-term and inter-generational relationships with my clients and helping them reach their goals is my number one priority. Drawing on my knowledge, know-how, experience, and world-class planning tools, I help build financial freedom for my clients. I can also help you achieve these goals: Higher education goals for your children. For many parents, their child's future is of utmost importance. Beginning to fund higher education sooner than later – and doing it with the right tools and investments – can help make all the difference in the world. Wealth accumulation. Accumulating assets and doing so in the most effective manner for growth while minimizing taxes, is a financial goal for many individuals. Asset protection. We all work hard for our money, and protecting our assets – both the tangible (a home protected from fire) and non-tangible – (tax and inflation erosion or litigation) is important to a sound financial plan. After all, you’ve built your nest egg – you should do all you can to keep it. Asset Allocation. How your money is invested should reflect who you are – how you feel toward risk and what time-frame you’ve set for your goals. I can help you customize your portfolio to complement these factors. Tax planning. Taxes, it seems, are inevitable. However, there are measures that can help lessen your tax burden. For instance, tax deferred or tax-exempt investments that will keep more money in your portfolio and less in the hands of the government.** Retirement income goals. We’ve all heard the statistics. People are living longer and are enjoying retirement for many more years than ever before. Making sure those years are enjoyable is a goal of many. Making sure not to outlive an income is a financial goal of many more. Preserving estates from substantial Federal estate taxation. Some estates are subject to excessive Federal estate taxation. There are ways you can preserve most of your estate for your heirs – not Uncle Sam.** Protecting your survivors. In addition to preserving your estate from Federal estate taxes, you may also be concerned about those who are dependent on you. There are solutions to this need. Continuing the protection of your survivors can be achieved with proper planning techniques. Gifting strategies. Gifting is not the only away to philanthropically aid your favorite charities or provide for a loved one – it can also be a way to reduce the tax bite, both now and when your estate is to be settled.** Trust Services. A carefully drafted trust agreement can help people avoid substantial estate tax liability, can be established for the benefit of a charity, can allow an individual access to income and principal, and more. A trust may be just the tool you need when implementing your financial plan. I can work with your lawyer to determine whether a trust will be suitable to help you meet your goals.** Business continuation and preservation. For business owners, partners, and majority stock holders, what happens to a business as the result of the retirement, disability, or death of a key employee, owner, or partner can mean the business healthily continues or that the business is subject to hard times or, in the worst cases, a distressed sale or closure. Protecting a business with effective solutions now can mean a continued future. ** Of course, you should always contact your tax advisor for more complete information as to how any tax strategy or plan will impact your specific situation. New England Financial does not offer tax or legal advice. At New England Financial, I have access to a wide variety of financial services professionals, including insurance, investment, business, trust, and other professionals. I will work closely with you and your own advisors, such as your attorney or accountant with one set of goals in mind - yours. IRS Circular 230 Notice: The information contained in this bio is not intended to (and cannot) be used by anyone to avoid IRS penalties. This bio may support the promotion and marketing of insurance products. Your clients should seek tax advice based on their particular circumstances from their independent tax advisors. New England Financial is a registered mark of New England Life Insurance Company Boston, MA. Investment Advisory Services and Securities offered by New England Securities, Inc., a broker dealer, Member FINRA, SIPC, and a registered investment adviser. 501 Boylston Street, Boston, MA, 02116 
|
|||
About Us
|
The John Hancock Tower Phone: Diane 617-585-4546 |
New England Financial is the registered mark for New England Life Insurance Company, Boston, MA and New England Securities.
Securities products offered by New England Securities Corp (NES), Member FINRA, SIPC. Investment advisory services offered by Investment Adviser Representatives of NES, a Registered Investment Advisor.